More Graphs

Updated: July 31, 2009.

Real, Annualized, Total Returns versus 100E10/P

Here are the returns in terms of the percentage earnings yield 100E10/P over the entire data period.

Year 10 100E10/P Full Data
Year 20 100E10/P Full Data
Year 30 100E10/P Full Data
Year 40 100E10/P Full Data
Year 50 100E10/P Full Data
Year 60 100E10/P Full Data

Balanced Fund Comparison Graphs

Here is a comparison of the Year 10 NOMINAL returns of a Balanced Fund and the S&P500 index.

(Updated: June 5, 2009)

Balanced Fund Comparison Graphs

Here is a comparison of the 30-year Historical Surviving Withdrawal Rates of a Balanced Fund and a 50%-50% S&P500-TIPS portfolio. The TIPS interest rate is 2%. The start years are 1949-1980.

Balanced Fund HSWR Comparison Graphs

Switching C

I optimized stock allocation switching for today’s valuations on the Investment Strategy Tester. I call this Switching C. I have now generated 30-year Historical Surviving Withdrawal Rates for sequences starting in 1923-1980.

Switching C

Switching D

I optimized stock allocation switching for today’s valuations on the Investment Strategy Tester. I call this version Switching D. I have now generated 30-year Historical Surviving Withdrawal Rates for sequences starting in 1923-1980.

Switching D

Take 6%

This is what happens at Year 20 if you withdraw 6% of your portfolio’s CURRENT balance each year.

Take 6%

Take 6% with Valuation Informed Indexing

This is what happens at Year 20 if you withdraw 6% of your portfolio’s CURRENT balance each year and adjust allocations according to P/E10.

Take 6% with Valuation Informed Indexing

Switching C Variants

I optimized stock allocation switching for today’s valuations on the Investment Strategy Tester. I call this Switching C. I have added variants SwC15 and SwC10.

Switching C Variants

SwAT2 Returns Graphs

Here are graphs of SwAT2 annualized, real, total returns.

SwAT2 Returns Graphs

SwOptT2 Returns Graphs

Here are graphs of SwOptT2 annualized, real, total returns.

SwOptT2 Returns Graphs

Switching C Returns Graphs

Here are graphs of Switching C real, annualized, total returns.

Switching C Returns Graphs
More Switching C Returns Graphs