Notes Index Starting from November 23, 2007

Notes starting from May 31, 2009 include:
Models and Their Applications; New Normal?; Single Year Predictions; Balanced Fund Comparison Graphs; Current Research O; Balanced Fund HSWR Comparison Graphs; Current Research P: Balances and Time; Statistical Approximations; Beating the Market; Index Fund Advocates; Visit Rob Bennett’s Site; A Revealing Article; Passive Investing; Dividend Guidelines; Fabulous Letters; Double Your Income?; Refusing to See: Dividends; The High Yield Paradox; Switching C; Switching D. [more to follow]
Notes starting from May 31, 2009

Notes starting from May 5, 2009 include:
Not a Black Swan; Monte Carlo Models; Free Lunches for Everyone; Denial Remains Expensive; Thresholds and Allocations; Was It Or Wasn’t It?; The Safe Withdrawal Rate Solution; The Multiply-by-20 Rule; Financial Planners; Two of My Favorites; Two More Outstanding RobCasts; The Destructive Implications of the Bailout - Understanding Equilibrium; How TIPS Could Go Sour; Risk and Monte Carlo Models; More about Monte Carlo Simulations; Understanding Risk; TIPS and Real Estate; Statistical Lessons Learned.
Notes starting from May 5, 2009

Notes starting from April 1, 2009 include:
5.4% Safe Withdrawal Rate; Dividend Stocks for Income; Just Starting Out?; Evaluating Something Simple; A Ten Percent Withdrawal Rate; Locating Something Simple; Peak to Valley DVY; Graphs Corrected; VII Makes Sense for Accumulators; Even Better VII Results; Never Accept Single Outcome Predictions; Sneak Preview; Short Term Predictions; Style Drift; Don’t Chase Yield; It Isn’t Just Total Return; May 2009 Highlights; Key Insight; Inflation and P/E10. [more to follow]
Notes starting from April 1, 2009

Notes starting from March 8, 2009 include:
Wait Five Years?; Waiting on DVY; Invest Early; Market Valuations During U.S. Recessions; Risk; All-Stock Portfolios for Accumulators; All-Stock Portfolios for Retirees; The End of an Era; Idiot Switching in a P/E10=14 Bear Market; Two Level Switching in a P/E10=14 Bear Market; RobCast #80 (71 minutes) -- March 23, 2009 -- There Is No Free Lunch! Or Is There?; Investment Strategy Tester; Retirement Practice Portfolio Takes a Hit; P/E10 Button.
Notes starting from March 8, 2009

Notes starting from February 9, 2009 include:
The Annuity Mindset; Long Retirements and the Scenario Surfer; 6% for 60 Years; After the Turning Point; Hocus was Right; Reasonably Safe, Not Safe; Continuing Withdrawal Rates; 6% and Safety; Turning Points F; Equations of Psychology; RobCast #69 (75 minutes) -- February 25, 2009 -- Beyond Valuations; The Investment Strategy Tester; Turning Points G; Researchers: Include Valuations; Should We Buy Yet?; Better Than TIPS; For Today’s Accumulators.
Notes starting from February 9, 2009

Notes starting from January 24, 2009 include:
Training for Extended Retirements; RobCast #56 (72 minutes) -- "Time" Is Not a Four-Letter Word; The Non Dividend Investor; Dividend Cuts; Updated Stock Allocations for Today; For Accumulators Today; P/E10 Sequences; Practicing for Long Retirements; P/E10 Sequences A; Turning Points A; Turning Points B; Turning Points C.
Notes starting from January 24, 2009

Notes starting from January 1, 2009 include:
Manage Risk, Don't Tolerate It; Income or Total Return?; Black Swan Events; The Hidden Flaw; The Reality Checker; January 2009 Stock Allocations; Latching in a Gain; Caution in January 2009; A Dividend Advantage; The Wrong Portfolio; Preliminary Stock Allocations; Idiot Switching in Today’s Market; Determining Today’s P/E10; Sensitivity Studies and the Reality Checker; Comfortable with $300K.
Notes starting from January 1, 2009

Notes starting from December 13, 2008 include:
Forever Controversial; How about 8%?; High Yield Alternatives in an Income Blend; TIPS Opportunity Evaporates; Banks and Preferred Shares; Read Michael’s Latest Letter to the Editor; Looking into the Future; Consistent with History; Stock Allocations; Cut and Run; Accumulation Today; Maintenance Stage Update; Mysterious Algorithms; Fixed Stock Allocations and Valuations; RobCast #46 -- Investing Is a Science (When It's Not Science Fiction).
Notes starting from December 13, 2008

Notes starting from November 21, 2008 include:
What the Federal Reserve Fears; RobCast Page 5; Exciting New Calculator; When P/E10=14; Dollar Cost Averaging when P/E10=14; System Engineering References; How Long Should You Wait?; Wait 5 Years?; Rational Investing and Sharpe Ratios; Remember the Next Recession?; A High Stock Allocation for Today; Why Only 5%?; RobCast #37 through 40 -- The Future of Investing (Parts One through Four); In A Normal Market; RobCast #41 (76 minutes) -- Bogle and Valuations.
Notes starting from November 21, 2008

Notes starting from October 25, 2008 include:
Overlapping Sequences; Today’s Year 30 SWR; TIPS are yielding 3%+; An Easy 5% Continuing Withdrawal Rate; RobCast #25; Caution at High Withdrawal Rates; ElLobo’s Observation; Gummy’s latest on Safe Withdrawal Rates (Quick and Dirty); RobCast #27; RobCast #28; Why People Ignore Valuations; Again, how low can it go?; Stock Buybacks; Return of the Risk Premium; Price Meltdown; RobCast #32.
Notes starting from October 25, 2008

Notes starting from September 25, 2008 include:
Watching DVY; RobCast #14; Gummy Slices Graphs; Attractive TIPS Interest Rates; Rebalancing or NOT Graphs; RobCast #15; RobCast #16; Watching PFF; Great Letter for Early Retirees; RobCast #17; Look at TIPS interest rates; RobCast #18; Wayne’s Letter; Start Buying; Good article; When the Market is Normal; Practical Advice for October 2008: RobCast #19 and #20; A Glimpse at P/E10=8; The Extrapolation Issue; It is even better; Year 2000 30-Year Withdrawal Rates; SWR Translator Graphs.
Notes starting from September 25, 2008

Notes starting from September 12, 2008 include:
Watch PFF; How low can it go?; RobCast #11; Developing Retirement Skills; Great Links; Default P/E10; Bear Market Rallies; RobCast #12; Wisdom from Benjamin Graham; Two More from 2006; An Important Observation; A Must Read; Switching Graphs; RobCast #13; HSWR50T2 Graph; HSWR80T2 Graph; Graphs Section.
Notes starting from September 12, 2008

Notes starting from August 9, 2008 include:
TIPS and Taxes; S&P500 Dividend Payout Ratio; S&P500 Dividend Theory; S&P500 Dividend Design Baseline; An Easy 5%; Something Simple; Practicing for Retirement; Black Swan Event; More RobCasts; RobCasts #1 and 2; RobCasts #3 and 4; RobCast #5; RobCasts #6 and 7; RobCast #8; Gummy is Back; RobCast #9; RobCast #10; Price Drops When P/E10=20; It’s a Great Day; Bennett-Kitces Emails.
Notes starting from August 9, 2008

Notes starting from July 13, 2008 include:
Recent Dividend Growth; Worth reading again: Prices Matter; Any Allocation; RobCasts; Individuals Pick Winners; Ahead of Its Time; Buyers and Sellers; The Downside of Dividends; Failure Mechanism; Almost 4%; Year 30 Balance; Withdrawing 5% Safely at P/E10=20; More about Withdrawing 5% Safely at P/E10=20; Watch DVY; Bad Advice; DVY Income Trend; S&P500 Dividend Growth Chart.
Notes starting from July 13, 2008

Notes starting from June 20, 2008 include:
A Dividend Blend for Today; The Safe Withdrawal Rate Problem; Dividend Strategies and Inflation; Portfolios Matter; Elements of Skill; From Why People Ignore Valuations; Now that P/E10=23; Why Use P/E10?; DVY Payouts; Inflation Proofing Your Portfolio; The Wrong Lessons; Flaws in the Traditional Theory; Dividend References; With P/E10 Close to 20; Selling Shares; Five Great Choices; Market Behavior; If Only 4%; If Only 30 Years; Today’s Market is Why.
Notes starting from June 20, 2008

Notes starting from May 27, 2008 include:
Latest Research Findings (Price Drops); Current Research M: Weighted Earnings; Reaching 6%; May Highlights Button; Rob Bennett’s New Blog; DCA at Year 15; Reacting to Price Drops during DCA: 50%; Reacting to Price Drops: Middle Years; Locking In Failure; 6% for Early Retirement; Variable Withdrawals; Augmented Annuities; Worth Remembering: Orders of Magnitude; Today’s Safe Withdrawal Rates; Dividend Strategies versus Valuation Informed Indexing; Now It Is Four Powerful Advantages.
Notes starting from May 27, 2008

Notes starting from May 8, 2008 include:
5% the Hard Way; They Got It Wrong; 5.5% with Corporate Bonds?; Is 6% Normal After All?; When Price Drops Occur (Dollar Cost Averaging); When Price Drops Occur (Single Investment); Taxable Accounts; When Price Drops Occur (Valuation Informed Indexing); When Price Drops Occur (DCA and VII); When Price Drops Occur (2 Stage DCA and VII); Current Research L: When Price Drops Occur; When Price Drops Occur (Retirement); When Price Drops Occur (DCA and VII variant); When Price Drops Occur (DCA and VII variant 2); Back of the Envelope 6%; Matching 3% TIPS; Thread on matching 3% TIPS.
Notes starting from May 8, 2008

Notes starting from April 7, 2008 include:
Ten Years to Retirement; The Magic of Mean Reversion; Rob Bennett on Market Timing; Variable Withdrawals; Fixed Income Withdrawals; Investment Traps; Risk Tolerance; Preserving Capital; Gazing at the Future; Back To The Horizon; Excellent Discussion; May 2008 Highlights; Single Premium Immediate Annuities; Today’s Long Lasting (Secular) Bear Market; Diversification.
Notes starting from April 7, 2008

Notes starting from February 28, 2008 include:
Secular Bear Market; My Mom's retirement portfolio; Dividend Quality; Thank You, David; Nearing Retirement?; Today’s Market Outlook; The Dividend Advantage; TIPS Interest Rates; Crestmont Research Updates; Dollar Cost Averaging Basics; Plus Inflation; TIPS Interest Rates; Having a Strategy; Passive Investing Is Dangerous; A Monte Carlo Simulator with a Difference; Dividend Growth or Dividend Yield; Total Return versus Dividends; Just Suppose; Dollar Cost Averaging.
Notes starting from February 28, 2008

Notes starting from January 22, 2008 include:
Approaching Retirement; Regarding Monthly Data; Dividend Disaster; Dividend Cuts; How Far We Have Come!; Worth Repeating; Index Fallacy; Not There Yet, Today; Is the Stock Market a Closed System?; Failure Mechanism; 6% is NOT Normal; Full Circle; Dividend Growth Versus Inflation; Almost 5%; Delayed Purchase Withdrawals; Continue to Shun Rebalancing.
Notes starting from January 22, 2008

Notes Starting December 17, 2007 include:
Twice Income; Edited: Denial Is Expensive; The Rule of 20-20; Price to Sales Article; Dividend Baseline (Edited); I am 40 and Worried; Fatally Flawed; Inflation Sensitivity Study; Dollar Cost Averaging Today: Revisited; When P/E10=8; Silliness About R-Squared; When P/E10=8: Accumulators; An Idea; Is it 20% or 25%?; Two Gems from Lucky 7; Sometimes Dividends Get Cut; Research Highlights.
Notes starting from December 17, 2007

Notes Starting November 23, 2007 include:
ElLobo Extends his Theory; Share Buybacks; The Efficient Market Concept is A Big Bunch of Hooey; Elements of Skill; Sometimes the Gordon Model; Threshold Distortion; New Letter; I bond Maximums; 1966 S&P500 Sequence; Variable Withdrawal Rate?; Delayed Withdrawals; Easing into 5%; Seeking 5%; Waiting for the Big Drop; Reaching for 5%; Conventional Portfolios at 4%.
Notes Starting November 23, 2007

Notes Index through October 2007