Notes Index
Notes Starting Before July 10, 2006
Notes through August 21, 2005 covered the following topics:
Two Posts Worth Reading Right Away, SWR Research Group Archives, Note on Price Discipline, Guidelines Section, More about Monitoring Portfolio Safety, A Must Read for Mutual Fund Investors, New Current Research Section, A Good Idea for Dividend-Based Investing, Browse around, Scott Burns Comments, The Rule of 25, Savings Rate Statistics, A Bond Tip, Be sure to keep up with our Current Research, More on Threshold Distortion: Edited, Note on the P/E10 anomaly.
Notes through August 21, 2005
Notes through November 29, 2005 covered the following topics:
Gummy Slices, More Gummy Slices, Valuation-Informed Indexing, News Alert: Explosive Article in this month's FPA Journal, Calculator Results Using Gummy's Database, Two Posts Worth Reading Right Away, Guidelines Section, Browse around, If You Don’t Want to Wait.
Notes through November 29, 2005
Notes through January 13, 2006 covered the following topics:
Managing Downside Risk in Financial Markets, The 4% Shocker, Monthly Returns, Refusing to See: Dividends, A Must Read from Rob Bennett, Another Must Read from Rob Bennett, Take a Look, Updated Calculator.
Notes through January 13, 2006
Notes Starting from January 14, 2006 covered the following topics:
SWR Success, Dividend-Based Design Example, Top Notch Letters, Historical Perspective: Dividends and Earnings, The Story Behind the Numbers, Individuals Pick Winners, Dollar Cost Averaging Today, More Comments about the February 5, 2006 Letter to the Editor, Diminishing Returns, Bible Study, Problem Downloading Calculators?
Notes Starting from January 14, 2006
Notes through April 18, 2006 covered the following topics:
Great Letters, Deflation and I-Bonds, Asset Allocation and Long-Term Returns: An Empirical Approach, Valuation-Informed Indexing (Lucky 7) Calculators, Valuation-Informed Indexing (Lucky 7) SWR Translators, Mean Reversion Theory, Building Blocks, Two Baselines, Extracting Information, What Do I Really Think About Dividends?, Allocate 25%, TIPS Yields Are Moving Higher, Adopting a New Approach, What If There Is A Bubble?, Volatility and Your Timeframe, Oops!, P/Ex Data.
Notes through April 18, 2006
Notes through June 12, 2006 covered the following topics:
Revisiting P/E10, Revisiting P/E10: Dividends, NFB Closed, Links Repaired, The Big Project, Calculator D, Long-Term Stock Returns, My Most Recent Articles, Dividend Calculators A and B, Dividend Growth Sensitivity Study, Three Powerful Advantages of Dividend Strategies, Calculator H, CTVR Calculator A, Dividends and Constant Terminal Value Rates, HCTVR Calculator A, May 2006 Highlights, Investment Traps, Variable Terminal Value Rate Calculator A, Variable Terminal Value Rate Calculator B, Why People Ignore Valuations, Latching Calculators, Latched Threshold Survey, Investing for Dummy --The Six "Must Know" Rules, Early Success with Latch and Hold, Continued Success with Latch and Hold, Adding Constraints to Latch and Hold, Time To Catch Up Calculator
Notes through June 12, 2006
Notes starting June 13, 2006 covered the following topics:
The Lower Latch and Hold Threshold, Additional Constraints with Latch and Hold, Current Research I: Latch and Hold, Dividend Investors, The Accumulation Stage, Idiot Switching, Latch and Hold Spreadsheet A, Typical Values of P/E10, Growth with Switching, Special Note about Mean Reversion, No New Discovery This Time, Looking a Little Bit Harder, The Stock-Return Predictor, Calculator I.
Notes starting June 13, 2006
Notes Starting July 10, 2006 and Later
Notes Starting July 10, 2006 covered the following topics:
It is about time..., Time and the Gordon Model, It is about time...continued, It is about time...more, The Copie Index, It is about time...number six, Compact Variable Terminal Value Rate Calculators, Orders of Magnitude, Using Stock Return Predictions, Eye Opening Calculations with Compact CVTVR L, New Standards for Financial Reporting, A Tip about my Yahoo Briefcase, Rational Pessimism and Tobin’s q, Super Variable Terminal Value Rate SVTVR Calculators, What does “3% + inflation” mean?, Tobin q Survey, Turning Points, A Helpful Theorem, Year 15 Calculator A, Designing a 45-Year Retirement, Retirement Trainer.
Notes Starting July 10, 2006
Notes starting August 25, 2006 covered the following topics:
Retirement Trainer, P/E10 Predictions, Bulls, Bears and P/E10 Predictions, P/E10 Predictions Revisited, Great Article, Playing with the Toy, More Fun with the Toy, Why Dividends Are Better, Improving the Retirement Trainer, Great Fun with the Improved Retirement Trainer, Accumulation and the Retirement Trainer, Dividends versus Capital Appreciation, E10 or D10?, Type 2A Bull Bear Retirement Trainer, Simplified Retirement Trainer A, More PE10 Predictions.
Notes starting August 25, 2006
Notes starting September 16, 2006 covered the following topics:
My Retirement Trainers Work!, Demonstration a1 to a8, Retirement Planning Insights, Retirement Trainers and Accumulation, Learning the RIGHT Lessons, The Wrong Lessons, Denial Is Expensive, My Yahoo Briefcase, Dollar Cost Averaging at Year 15, The Next Recession, Interesting Web Site, Market Timing--What Works and What Doesn't, I Saw My Doctor Today, Capitalization Weighted Stock-Bond Allocations, Explosive Earnings Growth, More about Earnings Growth, Why Is Today's Investing Advice So Poor?, Another Note about Earnings Growth.
Notes starting September 16, 2006
Notes starting October 21, 2006 covered the following topics:
Earnings Growth Adjustments, Capitalization Weighting of What?, More about Earnings Growth Adjustments, Mindless Comparisons to Index Funds, New Standards for Financial Reporting, System Engineering, Today’s Skill, P/E10 Updates, Short Term Price Fluctuations, Simplified Retirement Trainer with Dividends A, Late Letters, Basic Estimates and Refinements.
Notes starting October 21, 2006
Notes starting November 23, 2006 covered the following topics:
Don’t be defensive, Notes Index, One Time Bets, Plots of P/E10, P/D5 and P/D10, Share Repurchases, Today’s Stock Market Outlook, Must Read Article, Dividend Growth to the Rescue, Slowly Rising Earnings, Guessing the Future, Sideways Market Sound Bite.
Notes starting November 23, 2006
Notes starting December 7, 2006 covered the following topics:
Maintenance Stage Survey, Returns, Not Equity Premiums, Elements of Success, Time Needed to Assure a Gain, Time Needed Applications, The 4% Shocker, Efficient Market Hypothesis, Dividend Growth Baselines, Research Project, Dividend Growth Rates, Yes, You Can Time the Market!, Trouncing the DOW, Subdued Dividend Growth, Stock Return Predictor with Earnings Growth Rate Adjustment, Augmented Dividends Strategy, Guaranteed Augmented Dividends, Payout Ratios.
Notes starting December 7, 2006
Notes starting January 14, 2007 and Later
Notes starting January 14, 2007 covered the following topics:
The Delayed Purchase Concept, Dividends and the Gordon Model, Retiree Needs, Understanding R-Squared, Disturbing Numbers, Disturbing Numbers Follow On, Understanding R-Squared Version A, S&P500 Dividend Growth, Dividend Failure Mechanisms, FIRE By 40!, Income Stream Allocator, Using the TIPS Income Stream Allocator B, Income Stream Allocator Examples, Dividend Based S&P500 Allocation, More Income Stream Allocator Examples, Many Alternatives, Botched Early Retirement, Botched Early Retirement Special Example A-1, Dividend Baseline, Dividend Growth versus Liquidation, Capturing the Investment Return, Initial Yield versus Dividend Growth.
Notes starting January 14, 2007
Notes starting February 26, 2007 covered the following topics:
Simple Path to 5%, Why It Works, Flaws in the Traditional Theory, A Special Kind of Investment, Dividend Baseline: Expanded, Fluctuating Dividends, Fluctuating Dividends with a Growth Kicker, Income Stream Insights, A Special Kind of Investment Sensitivity Study, A Special Kind of Investment Addendum, Diversifying Risk, TIPS Table, How Did Common-Sense Investing Become Controversial?, Everyone CAN Be Above Average!, Approaching Retirement?, Dividend Reinvestment Calculator, Dividend Slices, Dividend Slices: Initial Investigation, Dividend Slices: Typical Returns.
Notes starting from February 26, 2007
Notes starting from March 25, 2007 covered the following topics:
Taken At Face Value, The Cost of Capital Appreciation, Switching with Dividend Payers, More about Dividend Payers and Switching, Woody Allan's Take on the Efficient Market Theory, I Saw My Doctor Again, Gentle Failure Mechanisms, What Do I Really Think About Long-Term Timing?, Income Stream Innovations, Expanded Allocator, Using Weighted Averages, Letters, Retirement Risk Evaluators, Valuations and Income Streams, Expanded Allocator Insights A, Inside the Box Thinking, Expanded Allocator Insights B, Expanded Allocator Insights C.
Notes starting from March 25, 2007
Notes starting from April 18, 2007 covered the following topics:
What about inflation?, Building on Success, Expanded Allocator Insights D, Expanded Allocator Insights E, Today’s Alternatives, Taken At Face Value: Upside, Double Counting by John P. Hussman, Ph.D., May 2007 Highlights, Y2K Retirees, Scenario Surfer Developments, Automatic Rebalancing Examples, Early Retirement with a Delayed Pension, Price Drops, Is 10% by Year 10 enough?
Notes starting from April 18, 2007
Notes starting from May 22, 2007 covered the following topics:
Interesting Quote, Price Peaks, An Illusion of Numbers, Subtle Observation about Dividend Capture, Building On a 45-Year Retirement, Starting at 5%, Starting at 5% with Risk, Evidence-Based Technical Analysis, Rock Bottom Withdrawal Rate, More Interesting Quotes, Monitoring the Dividend Blend, Automatic Allocator, Back of the Envelope: Dividend Blend, Dividend Rule of Thumb, Excellent Discussions, Honeymoon, Dividend Blend Rule of Thumb, Scenario Surfer Status Report, Morningstar?, Predicting the Markets of Tomorrow, August 9, 2007 Letters to the Editor, Data Mining Bias, Doctor’s Visit, Saving For Retirement.
Notes starting from May 22, 2007
Notes starting from August 19, 2007 covered the following topics:
Avoiding Disaster; One Market, Three Different Textbooks and Sage Advice; August 9th Letters; Manual Allocations Versus Rebalancing; Shun Rebalancing; Is $200000 Enough?; Annuities and TIPS; Worth Repeating; Investing Research and the Tricky Tricks Used to Trick You; What Ifs; Risk Leads to Bankruptcy; FIRECALC Sinks; Putting Everything on Automatic; Dividend Growth and Bond Ladders; The Great Mistake; Dividend Blend Calculator; Dividend Growth and Bond Ladders Addendum; Dividend Growth Rule of Thumb; Dividend Growth Story; Latest Letter to the Editor, Free Lunches for Everyone.
Notes starting from August 19, 2007
Notes starting from October 8, 2007 covered the following topics:
Free Lunches for Everyone; General Topics; Simplified Automatic Allocator; Scenario Surfer; Nearing Retirement; Accumulator; Valuations During Accumulation; A Story for Accumulators; Another Story for Accumulators; Changing the Threshold; Adding a Second Threshold; Struggling during Maintenance; Lessons from the Scenario Surfer; TIPS Table; Not Total Return; The Rule of 25 Article; The Scenario Surfer Generator; The Next Thirty Years; The Next Thirty Years Addendum; Outstanding Tutorials; Recommended Reading; International Dimension [more to follow]
Notes starting from October 8, 2007