SWR Translator Graphs

Here are SWR Translator graphs. They show 30-Year Historical Surviving Withdrawal Rates HSWR versus the portfolio’s real, annualized total return at Years 6, 10 and 14.

HSWR50T2

HSWR50T2 has a fixed 50% stock (S&P500) allocation. The non-stock component is TIPS at a real interest rate of 2%. Expenses are 0.20% of the current balance.

HSWR80T2

HSWR80T2 has a fixed 80% stock (S&P500) allocation. The non-stock component is TIPS at a real interest rate of 2%. Expenses are 0.20% of the current balance.











Graphs such as these allow you to calculate how well a portfolio is progressing. For details, read the SWR Translator Archives.

Have fun.

John Walter Russell
October 24, 2008