HSWRxxT2 Data

These are the data for the graphs of HSWR50T2 and HSWR80T2 30-Year Historical Surviving Withdrawal Rates HSWR versus the percentage earnings yield 100E10/P.

HSWR50T2 has a fixed 50% stock (S%P500) allocation. HSWR80T2 has a fixed 80% stock (S&P500) allocation. The non-stock component is TIPS at a real interest rate of 2%. Expenses are 0.20% of the current balance.

The graphs are generated from the 1923-1980 data.

Have fun.

John Walter Russell
September 25, 2008